.policy-header {
    width: 100%;
    height: 50vh;
    /* Soft Blue Overlay + Customer Service Image */
    background: linear-gradient(rgba(0, 26, 114, 0.8),
            rgba(0, 26, 114, 0.6)),
        url('https://media.gettyimages.com/id/185011072/photo/returns-and-refunds-package-euro-currency.jpg?s=612x612&w=0&k=20&c=HqTF7CUc8fltG2Q-Ia5EMu0vQlhwlrFie0lKNXZ-JGg=');

    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;

    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;

    color: white;
    text-align: left;
    padding: 0 7%;

}
.privacy-header{
     background: linear-gradient(rgba(0, 26, 114, 0.8),
            rgba(0, 26, 114, 0.6)),
        url('https://i.pinimg.com/1200x/77/2d/93/772d93db4cc1126ea53e3a08c498f65f.jpg');
}
.terms{
     background: linear-gradient(rgba(0, 26, 114, 0.8),
            rgba(0, 26, 114, 0.6)),
        url('https://i.pinimg.com/1200x/87/ff/3e/87ff3e9162dbdb9373307d1ae75d3980.jpg');
}

.policy-header h3 {
    font-size: 3rem;
    font-weight: 600;
}

.policy-header p {
    margin-top: -10px;
    font-size: 0.9rem;
}

.back-btn {
    padding: 10px 20px;
    color: var(--brand-navy);
    font-size: 0.8rem;
    font-weight: 600;
    background-color: white;
    border-radius: 10px;
    border: none;
    outline: none;
}

.policy-content {
    padding: 30px 6%;
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    gap: 4rem;
}

.policy-informations {
    max-width: 700px;
}

.policy-informations section {
    border-bottom: 2px dotted var(--brand-teal);
    margin-bottom: 1.5rem;
}

.policy-informations section:last-child {
    border-bottom: none;
}

.policy-content h2 {
    font-size: 1.9rem;
    color: var(--brand-navy);
    font-weight: 600;
    margin-bottom: 10px;
}

.policy-content p,
.policy-content ul {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--text-muted);
}

.policy-content ul {
    padding-left: 2rem;
}

/* Sticky Sidebar */
.sticky-sidebar {
    position: sticky;
    top: 40px;
    height: fit-content;
    padding: 30px;
    background: var(--brand-navy);
    border-radius: 24px;
    border: 1px solid var(--brand-teal);
    color: white;
}

.sticky-sidebar h4 {
    text-transform: uppercase;
    font-size: 0.75rem;
    letter-spacing: 1.5px;
    color: white;
    margin-bottom: 20px;
    opacity: 0.8;
}

.toc-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.toc-item {
    margin-bottom: 15px;
}

.toc-link {
    text-decoration: none;
    font-weight: 500;
    font-size: 0.95rem;
    transition: 0.3s;
    display: block;
    color: whitesmoke;
}

.toc-link:hover,
.toc-link.active {
    color: var(--brand-teal);
    padding-left: 5px;
}



 @media (max-width: 992px) {
    .policy-content{
        flex-direction: column-reverse;
        
    }
     .sticky-sidebar { display: none; } 

     .policy-header h3 {
    font-size: 2.5rem;
    line-height: 1.1;
    margin-top: 10px;
    font-weight: 600;
}
 }